Private
CSV export
Extra payments
Loan & Mortgage Calculator
All calculations run in your browser. Forecast payments, compare payoff strategies, and download the schedule.
Payment modes
Monthly / Biweekly / Weekly
Switch instantly to compare cashflow
Extra payments
Supported
See months saved automatically
Export
CSV
Take the full amortization with you
No sign-up, no data upload. Works offline after the first load.
Calculator
Enter your loan details to compute payment per period, total paid, and total interest.
Amortization preview (first 12 rows)
| # | Payment | Principal | Interest | Balance |
|---|
Make smarter comparisons
Compare frequencies
- Biweekly payments equate to 26 payments per year — roughly one extra monthly payment.
- Weekly payments can smooth cashflow for freelance or hourly income.
- Track the total interest metric to see how much each option saves.
Plan extra contributions
- Apply bonuses or tax refunds as a larger extra payment for a single period.
- Try a smaller recurring extra amount to see long-term impact.
- Export the CSV to track payments alongside your budgeting tool.
Notes
Privacy: All calculations run in your browser. We don’t upload your data.
Disclaimer: For informational purposes only; not financial advice.
FAQ
Which currencies are supported?
We format results using your browser locale. Change your system locale for other currencies.
Can I save multiple scenarios?
Export the CSV or take screenshots of the results card to keep a record of each scenario.
Does the calculator support adjustable-rate loans?
Not yet. You can approximate by recalculating with the new rate when the adjustment occurs, then combining schedules.
Will my data leave this device?
No. Everything runs locally in your browser. Close the tab to clear the inputs.